Cure Auto Insurance Reviews 2023: Deep Analysis

In today’s auto insurance market, it’s important to thoroughly research and evaluate different providers before making a decision. This comprehensive analysis will focus on Cure Auto Insurance, examining customer reviews, ratings, coverage options, and more. By utilizing data from various sources, including, Google,, and, we aim to provide you with an objective overview of Cure Auto Insurance’s performance and offerings.

Understanding Cure Auto Insurance

Cure Auto Insurance is an established insurance provider that aims to offer affordable coverage options to policyholders. Their commitment to customer service and a wide range of policy features sets them apart in the industry. By understanding the company’s background and values, you can better assess their suitability for your auto insurance needs.

Cure Auto Insurance Reviews Overall Rating Out of 5 Stars

Cure Auto Insurance Reviews

Cure Auto Insurance Reviews on

Cure Auto Insurance Reviews provides a platform for customers to share their experiences and rate insurance providers. Let’s analyze the customer reviews for Cure Auto Insurance on to gain insights into the overall satisfaction level. The reviews are as follows:

Excellent: 31.25%
Poor: 35.42%
OVERALL:2.57 ★★
Data Source:

These ratings indicate a diverse range of experiences shared by customers. It’s important to note that individual experiences may vary, and it’s advisable to consider multiple reviews to form a comprehensive understanding.

Cure Auto Insurance Reviews on Google

Cure Auto Insurance Reviews
Cure Auto Insurance Reviews

Google reviews offer another perspective on customer experiences with Cure Auto Insurance. With over 2,000 reviews, Cure Auto Insurance has a customer review rating of 3.6 stars out of 5.0 on Google. Examining individual reviews can provide further insights into the strengths and weaknesses of the company.

Ratings and Metrics on

Cure Auto Insurance Reviews
Cure Auto Insurance Reviews
Drivers with a solid driving history or subprime credit history will find Cure Auto Insurance to be an excellent option. They cater to individuals in these categories and offer favorable rates.It’s important to note that Cure Auto Insurance has been reported to have longer claims and settlement processes. This may be a drawback for those seeking quick and efficient claims resolution.
In terms of affordability, Cure Auto Insurance generally provides lower auto premiums compared to its competitors.Another limitation to consider is that Cure Auto Insurance is only available in the states of New Jersey and Pennsylvania. If you reside outside these states, you will need to explore alternative insurance options.
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When it comes to the claims experience with Cure Auto Insurance, customers have shared a range of feedback. Here’s an overview of what some policyholders have reported:

  • Poor to Average Claims Experience: Some customers have expressed dissatisfaction with the claims process at Cure Auto Insurance. They mention experiencing multiple rounds of communication and back-and-forth discussions. This can lead to frustration as it may prolong the overall process.
  • Unresponsiveness and Lack of Coordination: There have been instances where company representatives were reported to be unresponsive or uncoordinated. Some customers have mentioned difficulties in obtaining necessary paperwork and information in a timely manner.
  • Varied Payout Experiences: While some policyholders have encountered prolonged investigations resulting in delayed payouts, others have reported satisfaction with their claims being paid in full and efficiently.

CURE insurer ratings

AM Best financial rating (2022)Not rated
Better Business Bureau rating (2022)A+
NAIC complaint index (2022)0.97 (slightly better than average)
Data source:

Coverage Options and Policy Features

Understanding the coverage options and policy features offered by Cure Auto Insurance is crucial in determining their suitability for your needs. By exploring their range of coverage, including liability coverage, collision coverage, comprehensive coverage, and more, you can assess whether Cure Auto Insurance provides the protection you require.

Ratings and Metrics on

Cure Auto Insurance Reviews
Cure Auto Insurance Reviews
Aspect SurveyedCURE Rating (Out of 5.0)
Overall Satisfaction4.7
Customer Service3.7
Coverage Selection3.7
Claims Service3.0
Data Source:

CURE Auto Insurance has a commendable objective of providing fair rates to nontraditional candidates. However, some policyholders have expressed dissatisfaction with certain aspects of their services. Let’s take a closer look:

Filing Process: The filing process with CURE Auto Insurance has been a point of contention for some customers. They have found it lacking and, as a result, it has left a negative impression. This aspect of their service may require improvement.

Limited Coverage Selection: While CURE Auto Insurance aims to cater to a specific demographic, its coverage selection has been perceived as somewhat limited. This may be a drawback for customers who require more extensive coverage options.

Customer Service: Some policyholders have reported less-than-satisfactory experiences with CURE Auto Insurance’s customer service. It appears that improvements could be made in this area to enhance overall customer satisfaction.

Despite these shortcomings, CURE Auto Insurance can still be a viable option for motorists in Michigan, New Jersey, and Pennsylvania with poor credit records. They continue to offer competitive rates to individuals who may not typically qualify with other insurers.

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Claims Process and Customer Service

When it comes to filing a claim with CURE Auto Insurance, the process is designed to be straightforward and convenient. By dialing the dedicated claims phone number at 800-229-9151, you will be directly connected to a claims representative without the need to navigate through automated prompts. This service is available round the clock, ensuring that assistance is accessible whenever you need it.

For general customer service inquiries, you can reach out to CURE by dialing 800-535-2873. Here are the options available:

  • Press 1 if you are an existing or potential customer from Michigan.
  • Press 2 if you are an existing or potential customer from New Jersey.
  • Press 3 if you are an existing or potential customer from Pennsylvania.

By selecting the appropriate option, you will be directed to a knowledgeable representative who can address your specific needs and provide the assistance you require.

CURE Auto Insurance strives to offer responsive customer service, ensuring that policyholders and prospective customers have direct access to support and information when needed.

Pricing and Discounts

CURE Auto Insurance offers a limited selection of discounts for drivers. It’s important to keep in mind that these discounts are specific to New Jersey drivers, and availability may differ based on the state you reside in. Additionally, it’s worth noting that most of the discounts offered by CURE only apply to particular coverages.

For instance, if you store your vehicle in a secure garage, it can potentially lower the cost of your comprehensive coverage (coverage for damages other than collisions), but it will not affect the premium for your liability coverage. It’s recommended to inquire directly with CURE Auto Insurance to obtain detailed information about the available discounts and how they may apply to your specific coverage needs and circumstances.

CURE car insurance discounts and savings

Anti-theft deviceComprehensive5%-25%
Defensive driving courseLiability, personal injury protection (PIP), collision5%
Loss-freeComprehensive, collision5% (2 years), up to 20% (5 years)
BundleCollision (does not stack with loss-free)15%
Safe parkingComprehensive10% (off-street), 25% (secure garage)
Data Source:

Comparing Cure Auto Insurance to Competitors

CompanySingle male, age 30Married couple, age 35Married couple, age 65
Data Source:

Additional Services and Benefits

Apart from standard coverage options, Cure Auto Insurance may offer additional services and benefits to policyholders. We will explore any extra features, such as roadside assistance, rental car coverage, or personalized add-ons, that can enhance the overall value of their policies.

CURE Auto Insurance Coverage

Cure Auto Insurance Reviews
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CURE Auto Insurance offers a range of six main types of auto insurance coverage, each designed to address specific needs and protect policyholders in various situations:

  1. Liability (BI/PD): This coverage safeguards you against financial liability for damages caused to others and their property. It consists of two components: bodily injury liability and property damage liability.
  2. Collision: With collision coverage, you are protected against the costs of repairing or replacing your vehicle in the event of a collision with another vehicle or object.
  3. Comprehensive: Comprehensive insurance provides coverage for damages to your vehicle that results from incidents other than collisions. This includes theft, vandalism, natural disasters, civil disturbances, and more.
  4. Medical Payments (MedPay): MedPay coverage takes care of the medical expenses associated with injuries sustained in a vehicle-related accident. It applies to both you and your passengers, regardless of fault.
  5. Personal Injury Protection (PIP): PIP coverage offers additional protection by covering medical treatment expenses and other injury-related losses, such as lost wages resulting from the inability to work due to accident-related injuries.
  6. Uninsured/Underinsured Motorist (UM/UIM): This coverage ensures that you are financially protected if you are involved in an accident with a motorist who lacks sufficient insurance coverage to compensate for your expenses.

Contacting Cure Auto Insurance

For any customer-related inquiries or assistance, you can reach the CURE Auto Insurance Customer Center at 800-535-CURE (2873). The dedicated customer service representatives are available to assist you during the following hours:

  • Monday to Friday: 8:00 am – 7:00 pm
  • Saturday: 9:30 am – 4:00 pm

In the event of a claim, CURE provides a 24/7 reporting service. To report a claim, you can contact the dedicated claims hotline at 800-229-9151, ensuring prompt assistance and guidance throughout the process.

For roadside assistance needs, CURE offers a 24/7 service. If you require immediate help on the road, you can reach their roadside assistance team at 866-522-1991.

CURE Auto Insurance is headquartered at the following address:

CURE Auto Insurance 214 Carnegie Center, Suite 301 Princeton, NJ 08540

—This location serves as the central hub for administrative operations and business activities.—

Our Methodology

In order to gather information and provide users with valuable insights, our methodology involves collecting reviews from various authoritative websites. These sites serve as trusted sources of feedback and opinions from customers who have firsthand experience with the subject matter. By curating and presenting these reviews to the users, we aim to empower them to make informed decisions based on a comprehensive range of perspectives.

Our process begins by identifying reputable review platforms and sources known for their credibility and reliability. We carefully analyze and extract relevant information, taking into account the overall sentiment expressed in the reviews. This includes considering both positive and negative feedback, as well as any specific details or insights shared by the reviewers.

To ensure a comprehensive representation, we prioritize collecting reviews from a diverse range of sources, encompassing a variety of demographics and experiences. This approach helps us present a balanced view, allowing users to form their own opinions and make well-informed choices.

It is important to note that our role is to aggregate and present these reviews, rather than provide personal recommendations or endorsements. By presenting users with a compilation of reviews from authoritative sources, we enable them to evaluate the collective feedback and draw their own conclusions.

Our commitment lies in delivering transparent and unbiased information, empowering users to assess different perspectives and ultimately make decisions that align with their individual preferences and requirements.


Based on the customer reviews, ratings, coverage options, and additional factors discussed throughout this analysis, you can now form your own opinion about Cure Auto Insurance. It’s important to remember that individual experiences may vary, and conducting further research is advisable before making a final decision.

(FAQs)Cure Auto Insurance Reviews

1. Is CURE Auto Insurance a legitimate company?

Yes, CURE Auto Insurance is a legitimate company in the states of Michigan, New Jersey, and Pennsylvania. The company’s legitimacy is backed by various factors. According to the Better Business Bureau (BBB), CURE Auto Insurance began its operations on June 1, 1990, establishing its presence and credibility in the industry. Additionally, CURE Auto Insurance holds a valid licensing number issued by the National Association of Insurance Commissioners (NAIC) through the State Department of Banking and Insurance.

2. Is CURE auto insurance available in Michigan?

Yes, CURE auto insurance is available to drivers in Michigan.

3. What is the phone number for cure auto insurance Michigan?

Customer Service at 800-535-CURE (2873) to connect with a representative.

4. How long has Cure Auto Insurance been around?

CURE Auto Insurance was established in 1990 by James J. Sheeran, the former New Jersey Insurance Commissioner, and Lena Chang. The company’s headquarters are located in Princeton, New Jersey. What sets CURE apart is its unique structure as a not-for-profit reciprocal exchange. Unlike traditional insurance companies, CURE operates under this distinct model, which allows it to offer insurance coverage tailored to the needs of its policyholders. This alternative approach reflects CURE’s commitment to providing affordable and accessible insurance options to drivers in select states.

5. How do I set up auto pay on cure?

To enroll in Autopay, simply log into your My Account. The best part is, there are no convenience fees! If you prefer to make a payment by check or money order, make sure to include your Policy Number. Please keep in mind that for payments sent by mail, it is advisable to allow 5-7 business days for processing and delivery.

Get Access Now

For more information and to access Cure Auto Insurance, click the link below:


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